{"id":1746,"date":"2021-07-13T17:23:03","date_gmt":"2021-07-13T21:23:03","guid":{"rendered":"https:\/\/usclub.gotsportsites.com\/?page_id=1746"},"modified":"2024-06-17T12:55:06","modified_gmt":"2024-06-17T17:55:06","slug":"insurance","status":"publish","type":"page","link":"https:\/\/usclubsoccer.org\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1746\" class=\"elementor elementor-1746\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6460d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6460d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62a2cbf\" data-id=\"62a2cbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32f5cca elementor-widget elementor-widget-text-editor\" data-id=\"32f5cca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>OVERVIEW<\/h3><div class=\"text clearfix\"><p>As a benefit to membership, <strong>accident<\/strong>\u00a0and\u00a0<strong>liability<\/strong> insurance coverage is provided applicable members \/ player and staff registrants while participating in US Club Soccer-operated and -sanctioned Covered Activities. Summaries of coverage are below and linked within this web page.<\/p><p><em>The insurance information on this website\u00a0is a summary of the policy benefits, terms and conditions, and does not alter, broaden or limit coverage in any way. Coverage is determined on a case-by case-basis by the insurer, and US Club Soccer cannot guarantee coverage in any specific circumstance.<\/em><\/p><p><strong>It is strongly recommended that Member Organizations minimally obtain the following insurance coverage, which is not included within the US Club Soccer-provided coverage<\/strong>:<\/p><ul><li>Management liability (ex: Directors &amp; Officers, Employment Practices Liability, Fiduciary Liability)<\/li><li>Workers compensation<\/li><li>Liability coverage for non-US Club Soccer activities<\/li><li>Other coverage\u00a0based on specific needs (ex: crime; cyber; event cancellation; coverage for office premises; etc.)<\/li><\/ul><p>These policies\u00a0are available for purchase via the Insurance Office or America (IOA), US Club Soccer&#8217;s insurance broker, but they are also\u00a0available via other brokers\/insurance providers. More information on IOA&#8217;s offerings is below.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f46ce1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f46ce1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c95fd7b\" data-id=\"c95fd7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d28aca elementor-widget elementor-widget-toggle\" data-id=\"9d28aca\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Youth Programming<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1641\"><p>All US Club Soccer-registered youth players, coaches and staff members are covered by an excess participant accident medical insurance policy. The current policy also covers approved international travel. US Club Soccer\u2019s member clubs, teams and leagues, and its registered member players and staff members are also insured for US Club Soccer youth activities by general and excess liability policies. For detailed information, visit the <a href=\"https:\/\/usclubsoccer.org\/resources\/insurance\/youth-summary-2024-25\/\" target=\"_blank\" rel=\"noopener\">2024-25<\/a>, <a href=\"https:\/\/usclubsoccer.org\/resources\/insurance\/insurance-youth-summary-2023-24\/\">2023-24<\/a>\u00a0or <a href=\"https:\/\/usclubsoccer.org\/resources\/members-area\/insurance\/youth-summary-2022-23\/\">2022-23 <\/a>Youth Summary web pages.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1642\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Adult Programing<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1642\"><p>Accident and liability insurance coverage for US Club Soccer-sanctioned adult programming is provided via the United States Adult Soccer Association (USASA). For more information, please visit the <a href=\"https:\/\/usadultsoccer.com\/insurance\/\" target=\"_blank\" rel=\"noopener\">USASA insurance web page<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1643\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1643\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Supplemental Tournament Insurance<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1643\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1643\"><p>Supplemental tournament insurance is offered to hosts of US Club Soccer-sanctioned tournaments in order to obtain liability and accident insurance coverage for all non-US Club Soccer participating teams. (Teams using US Club Soccer passcards already have insurance coverage.) This simplifies attendance for teams, especially if a number of non-US Club Soccer teams are not able to obtain insurance from their state association or other U.S. Soccer member organization. To do so, please complete and follow the instructions on the form below.<\/p><ul><li><strong><a href=\"https:\/\/usclubsoccer.org\/wp-content\/uploads\/2023\/05\/IOA-US-Club-Soccer-Sanctioned-Tournament-Supplemental-Insurance-Form-2022-08-01.docx\">Sanctioned Tournament Supplemental Insurance Form<\/a>\u00a0[.docx]<\/strong><\/li><\/ul><p>For additional information related to attending a tournament, please visit the\u00a0<a href=\"https:\/\/usclubsoccer.org\/programs\/cups-tournaments\/sanctioned-tournaments\/attending-a-tournament\/\">Attending a Tournament page<\/a>. This includes information regarding a US Club Soccer member attending a non-US Club Soccer-sanctioned tournament, and a non-member attending a US Club Soccer-sanctioned tournament.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1644\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1644\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Optional Insurance & Services<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1644\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1644\"><p>IOA is able to\u00a0provide US Club Soccer members with a simplified way to obtain other insurance coverages and related benefits, both personally and professionally, including:<\/p><ul><li><strong>Health Insurance<\/strong>, including major medical, short-term medical, medicare supplement, senior medical insurance, HSA health plans, and group medical (ACA enrollment period runs through Dec. 15)<\/li><li><strong>Dental\/Vision Insurance<\/strong><\/li><li><strong>Property and Casualty Insurance<\/strong>, including auto, homeowners, renters, powersports and pet<\/li><li><strong>Supplemental Insurance<\/strong>, including critical illness and accident<\/li><li><strong>Club Benefits and Insurance<\/strong>, including travel, D&amp;O, workers compensation, crime, equipment and event cancellation, and payroll services<\/li><li><strong>Life Insurance<\/strong>, including term life and senior\/final expense life<\/li><li><strong>Warranties<\/strong>, via AmTrust, including protection\/service plans for mobile phones, electronic devices and home warranties.<\/li><\/ul><p>Quotes and policies from various companies can also be retrieved via IOA, giving users the ability to easily discern the best options for them.<\/p><p>IOA recommends that a club considers purchasing the following insurance coverages: Directors &amp; Officers, Employment Practices Liability, Event Cancellation, Supplemental Tournament, Camp, Special Event, Workers Compensation and Property Insurance for equipment. If a club has a physical office space, IOA also recommends a Business Owners Package Policy.<\/p><p>For questions, please contact IOA\u2019s John Burkart at (949) 466-5407 or\u00a0<a href=\"mailto:john.burkart@ioausa.com\">john.burkart@ioausa.com<\/a>, or JD Wallum at (719) 651-5582 or\u00a0<a href=\"mailto:jd.wallum@ioausa.com\">jd.wallum@ioausa.com<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1645\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1645\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">COVID-19<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1645\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1645\"><p><strong><u>General<\/u>:<\/strong><\/p><p>For activities to be sanctioned with the normal US Club Soccer-provided insurance coverage in effect, members must be in compliance with requirements\/mandates established by the applicable local and state public health authorities. If members are not in compliance, the activities are unsanctioned and US Club Soccer-provided insurance coverage is not in effect.<\/p><p>Beyond the requirements\/mandates, US Club Soccer also encourages members to follow optional guidelines or recommendations established by local and state public health authorities, to the extent applicable and possible. Members are always expected to err on the side of caution in health and safety matters.<\/p><p><strong><u>Virtual trainings\/meetings<\/u>:<\/strong><\/p><p>During this period of increased use of virtual platforms (digital &amp; social media),\u00a0US Club Soccer members are required to\u00a0<a href=\"https:\/\/usclubsoccer.org\/requirements-for-conducting-virtual-training-sessions-meetings-with-youth-athletes\/\">abide by these safety requirements<\/a>\u00a0for any virtual training sessions\/meetings with youth players.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>OVERVIEW As a benefit to membership, accident\u00a0and\u00a0liability insurance coverage is provided applicable members \/ player and staff registrants while participating in US Club Soccer-operated and -sanctioned Covered Activities. Summaries of coverage are below and linked within this web page. The<\/p>\n<p><a class=\"btn btn-primary\" href=\"https:\/\/usclubsoccer.org\/insurance\/\"> Read More &raquo;<\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"parent":723,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1746","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/pages\/1746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/comments?post=1746"}],"version-history":[{"count":0,"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/pages\/1746\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/pages\/723"}],"wp:attachment":[{"href":"https:\/\/usclubsoccer.org\/wp-json\/wp\/v2\/media?parent=1746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}